You have not gone to school to study law on your own; and since stopping foreclosure is virtually impossible without the help of a professional lawyer, you might want to consider that thought more seriously.

What’s more, you may need professional credit counseling if you are going to stop foreclosure. You are in luck; the internet is full of free credit counseling services these days, put in place specifically for people like you, who are having trouble dealing with a bad mortgage situation.

You are even mandated to complete a series of sessions of credit counseling before you can file for bankruptcy these days. The reason behind this is that while legal counsel provides you with your legal options, credit counseling gives you your credit alternatives for how you may beat a foreclosure rap. Sincerely, it is not an option; you should do it already.

Seeking stop foreclosure assistance is not complete until you have tried to get some other forms of credit to help with your situation. As a matter of fact, you may want to contemplate approaching your original lender first. Ask them for a refinance or continuance on your old loan, or something; tell them you have financial issues and you need a bit of a break. And then, if they are not forthcoming, you may want to consider talking to another credit institution, perhaps about a debt consolidation or something of that nature.

If that also fails, try looking for an independent investor who cares enough about you to bail you out, either by a loan, by buying your home out from you, or by buying the mortgage loan you took. Either of these options should stop a foreclosure dead in its tracks.



Many lawyers are cutting costs due to competition. Yes, even lawyers have competition these days even though they seem to have an unlimited number of people to sue. This is because there are so many lawyers each year graduating from Law School and despite what you think the Bar Exam is really a piece of cake; lawyers just complain about it to make you think they are smart.

Of course the big law firms have the most clout, political connections and therefore a small town lawyer maybe way out of his or her league as a solo professional and can get buried in the process and therefore as a client it might make sense to allow some of these small town lawyers who cannot make it in the big league to go out of business on their own without prolonging this by hiring them. Additionally, as a client if your small town lawyer solo-professional cannot do the job you will lose your case and therefore wasted all your money fees and still lose.

One thing I love is to watch these solo-professional lawyers get slammed by the bigger city lawyers. Of course I also love to see the solo-professional lawyers slam the big lawyers too. As a matter of fact my favorite lawyer is one who sues other lawyers or is no longer amongst the living. Consider all this in 2006.

Injuries and accidents can happen any time: at work, as a result of medical negligence, lack of security measures or an accident, but no matter what the work-related or social circumstances are, chances are you will need to get fair compensation for physical injuries and damages as well as for things like lost time at work or inability to fulfill your everyday functions and duties. Many people who become partially or more seriously disabled are hesitant about hiring a professional reputed attorney to help get the benefits they are entitled to, which can be an awful thing, because when people do not know what they are missing on due to the lack of knowledge in disability laws, they can be deprived of fair compensation without even realizing it.

This article aims to provide a very brief comparative overview of why hiring attorney firm or being clients of attorneys office is better and wiser step than acting on your own when trying to get disability claim settled. When a person became disabled as a result of an accident or negligence, it is very obvious that the person’s mind is most likely preoccupied with ongoing physical and psychological trauma, so in a sense, the person is likely not capable of making sound judgements and has slightly impaired social skills or decision-making abilities. Good professional lawyer can help in this situations by sorting through the list of options available to get compensated for injuries or suffering and provide sound and bias-free advice to the client who hire this lawyer or lawyers for dealing with disability laws or social security matters for people going through disability settlement or medical bills battles.

When good working relationship between the law firm and the disability claimant is established, the parties can work out the best possible solution to get fair compensation based on the facts and details of case under consideration.

The law firm attorney has vast experience in handling similar case, so looking at specific details and particulars of disability suit, he will be able to match previous case victories or failures to the case to speed up the procurement of claim settlement. Lawyer’s expertise will serve as a template to go through causes and difficult sticky points in client’s case, so that only achievable results can be focused on, not something that goes against legislature or not feasible to work on.

When in the initial stage of choosing the right disability lawyer for you, try to get a sense of what the lawyer is trying to offer to work on, if you feel at any time that the interaction between you and your lawyer is impeded or you do not get the vibe that this is a good working relationship between you and the lawyer. Do not jump to conclusions right away, take time to discuss the matters and understand what the lawyers is trying to convey and what kind of information he needs to gather to succeed in the disability claim case.

Depending on circumstances, your disability claim can only be partially awarded even with the lawyers involvement, you have to work out the complete details and provide as many specific facts relevant to the case in order to know for sure that the settlements is attainable or not. If you, as a disability victim, do not feel comfortable working with the lawyer, consult other company or lawyers firm for legal advice and informed help because in many cases, time is of the essence and if you do not proceed with compensation claim in a timely manner with the right lawyers on your side, you running into the risk of losing the opportunity and not being able to receive sufficient fair compensation due to legal complexities in social security law, case handling issues as well as time constraints related to this particular settlement case.